Connect with us

Hi, what are you looking for?

News

Your Car Is Tracking You and Then RATTING YOU OUT To Insurance Companies –So They Can Charge You More

Your Car Is Tracking You and Then RATTING YOU OUT To Insurance Companies So They Can Charge You More
Image Credit: Youtube - Steve Lehto

In an era of advancing technology, the lines between convenience and privacy are increasingly blurred. A recent revelation sheds light on the extent to which car companies are collecting and profiting from drivers’ personal data without their explicit knowledge or consent. In his recent video, Steve Lehto talked about the concerning practice of data tracking by car manufacturers and the potential implications for consumers.

The Sneaky Way Your Rates Could Increase

The Sneaky Way Your Rates Could Increase
Image Credit: United Liberty

Recent reports have highlighted a troubling trend in the automotive industry: car insurance companies are leveraging drivers’ personal data to adjust insurance rates. Many consumers are unaware that they have consented to provide car insurance companies with crucial information used to determine their rates. This information is often gathered through apps that track driving habits, offering discounted monthly payments in exchange.

Data Collection Through In-Car Technology

Data Collection Through In Car Technology
Image Credit: United Liberty

The advent of internet-enabled features in vehicles, such as navigation systems and car apps, has facilitated the collection of vast amounts of data on drivers’ behaviors and preferences. This data, ranging from driving habits to geographic locations, can be sold to third parties, including data brokers, advertisers, and service providers, for profit. 

Sharing Data With Data Brokers

Sharing Data With Data Brokers
Image Credit: United Liberty

Additionally, automakers have been found to share this data with data brokers, who analyze it and compile risk scores used by car insurance companies to determine rates.

The Disturbing Scope of Data Collection

The Disturbing Scope of Data Collection
Image Credit: United Liberty

A report by Mozilla revealed a 17-page list detailing the types of information cars can collect from users through in-car technology. From facial and biological characteristics to personal beliefs and genetic data, the scope of data collection is extensive and invasive. This data can then be shared with advertisers, car dealers, and service providers, raising significant privacy concerns among consumers.

Calls for Investigation and Legislation

Calls for Investigation and Legislation
Image Credit: United Liberty

The revelation of extensive data tracking by car companies has prompted calls for investigation and legislative action. US Senator Ed Markey has urged the Federal Trade Commission to investigate automakers’ data privacy practices, highlighting the lack of limitations on data collection and consumer transparency. 

Widespread Distrust

Widespread Distrust
Image Credit: United Liberty

Additionally, consumer surveys have indicated widespread distrust among Americans regarding how automakers handle their personal data, underscoring the urgency for regulatory intervention.

Raising Insurance Rates

Raising Insurance Rates
Image Credit: United Liberty

People in the comments shared some additional info: “From what I am hearing, GM is doing everything it can not to turn off the monitoring. This information must be very valuable to GM. We need to get a class action going ASAP.”

One person added: “Insurance companies are not using this to AFFECT your rates, they’re using it to RAISE your rates.”

Personal Data Reform

Personal Data Reform
Image Credit: United Liberty

Another commenter said: “We need comprehensive personal data reform, extreme data collection should require extreme disclosure.  Imagine if 50 years ago they told you they would be hiring a private investigator to follow you around, take notes about what you’re doing, and then taking that information to sell to anyone who asks.  Oh wait, except they don’t tell you, it’s just assumed you consent because it’s a hidden bullet point.  It’s absurd.”

Protection Of Consumer Privacy

Protection Of Consumer Privacy
Image Credit: United Liberty

As technology continues to permeate every aspect of modern life, the protection of consumer privacy becomes paramount. The practice of data tracking by car companies represents a significant infringement on individual privacy rights, with far-reaching implications for consumer trust and autonomy. Urgent action is needed to ensure transparency, accountability, and consumer protection in the collection and use of personal data by automakers.

More Control Over Data

More Control Over Data
Image Credit: United Liberty

What are your thoughts? How do you feel about the extent of data collection by car companies, knowing that personal information such as driving habits and geographic locations are being sold to third parties? Do you believe that consumers should have more control over the data collected by their vehicles, including the ability to opt out of data tracking entirely?

Is Government Intervention Necessary?

Is Government Intervention Necessary
Image Credit: United Liberty

Considering the potential risks to privacy and autonomy, what steps do you think regulators should take to address the growing concerns surrounding data tracking in the automotive industry? In light of Senator Ed Markey’s call for an investigation, do you think government intervention is necessary to safeguard consumer privacy rights in the face of increasing data collection practices?

Tony Bonnani
Written By

Click to comment

Leave a Reply

Your email address will not be published. Required fields are marked *

You May Also Like

News

California’s recent hike in the minimum wage to $20 an hour has sent shockwaves through the fast food industry, particularly affecting McDonald’s franchises. Franchise...

News

In a recent debate over Safe Storage laws, a Democratic State Legislature member from Minnesota, Rep. Kaohly Vang Her (DFL), made a statement that...

Start

Are you up for the challenge that stumps most U.S. citizens? Test your knowledge with these 25 intriguing questions about American history’s Colonial Period....

News

In a recent report by the Market Gains channel, the host shared about the issue of minimum wage in California. Just a month ago,...